Built on Integrity.
Driven by Results.
Georgia NMLS-licensed mortgage note company offering Note Purchasing, Intermediating, Servicing, and Resolution Services.
Find Your PathHow Can We Help You?
We serve investors, note buyers and sellers, and seller-financed note holders. Choose your path below.
Investors
Earn passive income backed by real estate
Invest in mortgage notes secured by real property. We purchase discounted notes in the secondary market, work to get them re-performing, and distribute monthly returns to our investors. Starting at $5,000.
Invest →Georgia Notes
Access Georgia's note market — without the license
Georgia requires an NMLS Mortgage Lender License to buy, sell, or service notes. Creative Note Solutions holds that license so you don't have to. We acquire, service, and manage Georgia-secured notes on behalf of note buyers — with full regulatory compliance.
Georgia Notes →Note Buyers & Sellers
Buying or selling mortgage notes?
Our Note Marketplace connects buyers and sellers across the United States with expert intermediating, due diligence support, and closing coordination.
Note Marketplace →Seller-Financed Note Holders
Want cash for your seller-financed note?
Turn your seller-financed note into cash. We purchase full or partial notes on residential properties.
Cash Out →Our Story
Creative Note Solutions is a Georgia NMLS-licensed mortgage note company specializing in note purchasing, brokering, servicing, and resolution services. Founded with the mission of creating win-win outcomes for investors and borrowers alike, we operate at the intersection of real estate finance and borrower advocacy.
We believe that every mortgage note represents a real family, a real home, and a real opportunity. Whether we're helping an investor access Georgia's note market or working with a borrower to find a path forward, we approach every transaction with transparency, compliance, and care.
Our Mission
“To facilitate ethical, transparent mortgage note transactions that benefit investors while keeping borrowers in their homes whenever possible.”
Our Values
Integrity
We do what's right, even when no one is watching. Every decision is guided by ethical standards and regulatory compliance.
Compliance
As an NMLS-licensed company, we adhere to all federal and state regulations governing mortgage note transactions.
Win-Win Solutions
We structure every deal to benefit all parties. Investor returns and borrower outcomes are not mutually exclusive.
Open Communication
Clear, honest, and timely communication with investors, borrowers, and partners at every stage of the process.
Our Services
Note Investing
Earn passive monthly income backed by real estate. We purchase discounted notes and distribute returns to investors starting at $5,000.
invest.creativenotesolutions.com →Georgia Note Investing
Licensed note acquisition and servicing in Georgia's mortgage note market for note investors without an NMLS license.
georgianotes.creativenotesolutions.com →Note Marketplace
Connecting mortgage note buyers and sellers nationwide with expert matchmaking and due diligence support.
notes.creativenotesolutions.com →Seller-Financed Note Purchases
Full or partial note purchases on residential seller-financed properties. Turn your note into cash.
sellercash.creativenotesolutions.com →Compliance & Licensing
Creative Note Solutions is registered with the Nationwide Multistate Licensing System (NMLS) under license number 2516349. We are committed to full compliance with all applicable federal and state regulations governing mortgage note transactions.
You can verify our license status via NMLS Consumer Access.
What Our Clients Say
“Creative Note Solutions helped me get back on track with my mortgage. They were patient, professional, and actually cared about my situation.”
“I've been investing in notes for years, but Georgia was always off-limits. CNS gave me a compliant path into the market.”
“The monthly distributions are consistent, and the reporting is clear. Exactly what I was looking for in a passive investment.”
“I didn't want to wait 20 more years for payments. CNS bought my note and I had cash in hand within weeks.”
Ready to Get Started?
Whether you're an investor, note buyer, seller, or borrower — we're here to help. Schedule a call and let's talk about how Creative Note Solutions can work for you.
Schedule a Call